Hills Bank and Trust Company

Reviews

• ★ ★ ★ ★ ☆
  Good bank with very helpful people. Found they will match offers from other banks in the area on things like home and car loans. They also have farm days in the spring where you can watch chicks hatch! Overall, one of a number of good local banks that offer competitive rates on homes and cars as well as great customer service.
  By Matt Uhlman, November 10, 2017
• ★ ★ ☆ ☆ ☆
  Hills Bank & Trust has serious security flaws and zero fraud protection for business accounts. I had $95,000 stolen out of my business account via electronic transfer on their website and Hills Bank could not figure out where the money went. The fraud department could not recover my $95,000. resulting a $95,000 loss in my business account. I contacted the FBI and I was told that community banks such as Hills Bank & Trust don't have the security measures in place to protect their clients for internet fraud like big national banks do. For instance, a red flag should have been raised immediately when tranfers exceed $20,000 instead of letting $95,000 transfer without any confirmation. On top of that, Hills Bank fraud department could not figure out where the money was transferred to nor recover any of my money. I had been a customer for Hills Bank & Trust for over 30 years, if this could happen to me, this could happen to anyone. It is not safe to put your money at Hills Bank, FDIC only insures personal checking and not business. If you have a business account with Hills Bank & Trust, move it to a bigger bank like Wells Fargo. Hills bank & trust has a fraud department that's completely incompetent. This is a $95,000 lesson for me, I would never ever put my business account at Hills Bank and I would suggest you to do the same.
  By Sarah Jolin, June 03, 2017

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